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41 articles for “Insurance”
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Research ArticleOpen accessEvery word in the titleEnsemble Learning for Proactive Detection of Network-Intrusion-Based Insurance FraudBenjamin Asubam Weyori, Selorm Kofi Tagbo et al.We propose an ensemble learning pipeline that proactively integrates Stacking Feature Embedding (SFE) with Principal Component Analysis (PCA) and tree-based ensembles to proactively detect insurance fraud originating from network intrusions. The main contributions are: (1) the novel integration of SFE-PCA as a meta-feature construction step for tabular network flow data; (2) a sensitivity analysis that justifies PCA reduction ratios used … …Journal of Computer Science, Vol. 22, Issue 7 · 16 Jul 2026 · 935 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleOptimized Vehicle Insurance Claim and Settlement Procedures Using IOT Sensors on a Blockchain-Based PlatformPreeti Sharma, Meenakshi Malik, Chander Prabha et al.The conventional vehicle insurance claim and settlement landscape is characterised by significant inefficiencies, including cumbersome claim submissions, arbitrary damage assessments, and susceptibility to fraudulent activities. These problems lead to a longer processing time, higher operational cost to the insurers and a reduction in policyholder satisfaction. To address these important challenges, this study proposes a streamlined vehicle insurance claims system that … …Journal of Computer Science, Vol. 22, Issue 3 · 26 Mar 2026 · 1,628 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleIdentification of Fraud in Accidental and Healthcare Insurance Using Local Outlier Factor: A Machine Learning ApproachJyoti Lele, Vaidehi Deshmukh, Abhinav Chandra, Radhika DesaiAn unsupervised machine learning model that uses the mechanism of the Local Outlier Factor to flag and detect ambiguous as well as potentially fraudulent claims in Accidental and Healthcare insurance is proposed in this paper. It entirely automates the manual investigation of claims by claim appraisers in any organization. The ethos of this model is to comprehensively automate and expedite … …Journal of Computer Science, Vol. 21, Issue 12 · 22 Jan 2026 · 1,575 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleA Multifactor Authentication Framework for the National Health Insurance Scheme in Ghana using Machine LearningIsaac Kofi Nti, Adebayo Felix Adakoya, Owusu Nyarko-BoatengThe creation of the National Health Insurance Scheme (NHIS) in 2005 to replace the traditional “cash and carry” healthcare financial model, was anticipated to offer a safe, reliable, affordable and national coverage healthcare system for the Ghanaian populace. The scheme has recorded several challenges; as a result, policymakers and donor agencies are reconsidering the current NHIS model and are thinking … …American Journal of Engineering and Applied Sciences, Vol. 13, Issue 4 · 29 Oct 2020 · 7,394 accessesView PDFCite
Review ArticleOpen accessEvery word in the titleThe Digital (R)evolution of Insurance Business ModelsAntonella CappielloThe paper focuses on the digital transformation that is greatly affecting the insurance industry and forcing radical change upon corporate culture, products and processes, customer relationship and relations with the sector’s various competitors. By responding to three research questions, the paper aims to contribute to the academic discussion and proposes to offer useful cues of reflection to the insurance management, … …American Journal of Economics and Business Administration, Vol. 12, Issue 1 · 1 Jan 2020 · 16,342 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleThe Level of Service Quality and Customer Satisfaction of the Insurance Industries in IndonesiaAgustina HanafiThis survey aims to investigate the level of service quality, client satisfaction and the image of Indonesia in particular insurance companies to PT (Limited Liability Company) Insurance Bumiputera Bumida Palembang. Indirectly influence the quality of services to the corporate image through satisfaction. The method used was descriptive. Data obtained through the distribution of questionnaires to 285 unemployment insurance claims losses … …American Journal of Applied Sciences, Vol. 14, Issue 4 · 12 Apr 2017 · 9,211 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleCash Flow Management at the Insurance Company Aimed at Provision of Financial StabilityElena Knyazeva, Larisa Yuzvovich, Elena Smorodina et al.The insurance market of the Russian Federation is currently demonstrating the trend of slower growth rate of insurance premiums and problems, rising in certain sectors. The loss ratio of insurance operations is increasing along with reducing profitability of internal funds and assets, operational costs are growing. All these factors affect the financial stability of insurance companies and reduce the profitability … …American Journal of Applied Sciences, Vol. 13, Issue 6 · 24 Jun 2016 · 9,070 accessesView PDFCite
Research ArticleOpen accessEvery word in the titlePerceptions of Care, Socio-Demographic Characteristics and Health Care Utilisation among Health Insurance users in GhanaSeth Christopher Yaw AppiahThe socio-demographic characteristics of clients and their perception of quality of care play a major part in people’s decision making process especially in service utilization. This study assesses the relationship between clients’ socio-economic features as well as their perceived quality on health care utilization. The study adopted a non-experimental cross sectional design in eliciting information from health clients who accessed … …Journal of Social Sciences, Vol. 11, Issue 2 · 25 Jun 2015 · 7,622 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleImpact of Firm's Characteristics on Determining the Financial Structure On the Insurance Sector Firms in JordanGhazi F. Momani, Majed A. Alsharayri, Mwafaq M. DandanProblem statement: The question of the funding structure took a great importance in developed countries, but it has been neglected in developing countries. Approach: This study came with the aim to examine the effect of the following factors: Volume, assets structure, return on assets and growth rate on the capital structure of the insurance sector companies listed in Amman stock … …Journal of Social Sciences, Vol. 6, Issue 2 · 30 Jun 2010 · 7,739 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleCombining ANP and TOPSIS Concepts for Evaluation the Performance of Property-Liability Insurance CompaniesHui-Yin Tsai, Bao-Huey Huang, An Siou WangThis is a significant problem for the property-liability insurance industry. The study first uses Modified Delphi Method to sift influence property-liability insurance effects out norms. Moreover, the evaluation weights are determined using Analytic Network Process (ANP). Finally, the technique for ordering preference by similarity to the ideal solution (TOPSIS) constructs performance evaluation model of property-liability insurance companies in Taiwan. This … …Journal of Social Sciences, Vol. 4, Issue 1 · 31 Mar 2008 · 8,204 accessesView PDFCite