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Research ArticleOpen accessEvery word in the titleMERGERS AND ACQUISITIONS IN THE GREEK BANKING SECTOR ADDRESSING THE PROFITABILITY QUESTIONVassilis Chouliaras, Athianos StergiosThe wave of mergers and acquisitions of financial institutions which was observed in the United States and Europe in the 1980s and 1990s seems to have affected the Greek banking market by the end of the 1990s. The result was the emergence of new significant players in the market. Despite the fact that scale economies should lead to the improvement … …Journal of Social Sciences, Vol. 9, Issue 1 · 20 Jun 2013 · 7,223 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleCustomers’ Attitude towards Diminishing Partnership Home Financing in Islamic BankingDzuljastri Abdul Razak, Muhamad AbduhProblem statement: Diminishing partnership or musharakah mutanaqisah contract in home financing is recently introduced by the Islamic banking industry as an alternative of the bay bi’thaman ajil contract which has received many criticism from shariah scholars as mimicking conventional loan. This study aims to examine customers’ attitude upon diminishing partnership home financing and their intention to subscribe into the financing … …American Journal of Applied Sciences, Vol. 9, Issue 4 · 15 Feb 2012 · 7,905 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleInformation Technology Role in Reducing E-Banking Services Risk in Jordanian Banking SectorBadi S. AL-Rawashdeh, Aymen M. Abu-Errub, Ahmad Y. Areiqat, Mohammad DbbaghiehProblem statement: This study aims to highlight the role of information technology in reducing risk of electronic banking services in the Jordanian banking sector. The study was conducted on three banks as a sample representative of the Jordanian banking sector. Approach: Data collection was through conducting personal interviews with the operations managers in the three banks (HBTF, JC Bank and … …Journal of Computer Science, Vol. 8, Issue 3 · 16 Jan 2012 · 7,200 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleThe Impact of Crisis and Macroeconomic Variables towards Islamic Banking DepositsMuhamad Abduh, Mohd Azmi Omar, Jarita DuasaProblem statement: The nature of Islamic banks is different from conventional banks which may lead to a different deposit behavior of their depositors. This study aims to analyze the dynamic effects of interest and profit rate changes, production level, inflation and financial crisis towards the fluctuation of total deposits in Malaysian Islamic banks. Approach: Using monthly data from January 2000 … …American Journal of Applied Sciences, Vol. 8, Issue 12 · 29 Oct 2011 · 7,683 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleFactor Influences Selection of Islamic Banking: A Study on Malaysian Customer PreferencesAhasanul Haque, Jamil Osman, Ahmad Zaki Hj IsmailThe emergence of strong Islamic movements in last three decades has generated a renewed interest in Islamic economics, especially in Islamic interest free banking. Currently Islamic bank strategically offering high quality products and services to satisfy their customers due to the strong competition, customer expectation for high quality services and rapidly changes of technology. The purpose of this study is … …American Journal of Applied Sciences, Vol. 6, Issue 5 · 31 May 2009 · 12,192 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleStrategic Application of Information and Communication Technology for Effective Service Delivery in Banking IndustryO. O. Adeosun, T. H. Adeosun, I. A. AdetundeProblem statement: This study deals with strategic application of information and communication technology for effective service delivery in banking industry. Approach: This study emphasized on the advantages and disadvantages in using digital ICTs in banking activities for effective service delivery. Results: Solving complex problems in banking requires the expertise knowledge of several individuals scattered all over remote areas of the … …Journal of Social Sciences, Vol. 5, Issue 1 · 31 Mar 2009 · 8,317 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleRole of the Electronic Banking Services on the Profits of Jordanian BanksAhmad Zakaria SiamThis study aims at examining the effects of electronic banking on bank’s profitability in Jordan. How banking sector finds itself before a new fact imposed by technology revolution and digits to change their work mechanisms from traditional means to electronic means and the challenges banks face as a result. Furthermore, this study investigates the reasons behinds providing electronic banking services … …American Journal of Applied Sciences, Vol. 3, Issue 9 · 30 Sep 2006 · 8,768 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleEnhancing E-Banking Security and Personalization through Convolutional Neural Network-Based Facial RecognitionRamy Kamal Amin, Ghada A. El Khayat, Farid El Sahn, Abeer A. AmerFacial recognition technology has become a cornerstone in enhancing the security and user experience of electronic banking services. Its ability to provide a seamless yet secure authentication method is vital in combating fraud and maintaining the integrity of online financial transactions. This study presents the development of an advanced electronic banking system that strengthens security through the integration of a … …Journal of Computer Science, Vol. 21, Issue 10 · 7 Dec 2025 · 3,310 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleA Discrete-Time Hazard Model for Loans: Some Evidence from Italian Banking SystemGiambona FrancescaProblem statement: The probability of default, PD, is a crucial problem for banks. In the last years international accords (Basel, Basel 2 and Basel 3) have incentived banks to adopt objectives systems to evaluating and monitoring risk of default in order to predict PD for new loans based on borrower’s characteristics. The aim of this study is to introduce a … …American Journal of Applied Sciences, Vol. 9, Issue 9 · 14 Jul 2012 · 7,394 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleIndian Banking: Value Creation for Competitive Advantage in the Global EnvironmentNishi S. Jain, N. Sanman JainProblem statement: How banking Sector will face the challenges posed by the global environment. The paper focuses on the competitive strategies of the banking sector and how the sector derives competitive advantage by adopting different strategies because the sector plays an important role in any economy. Approach: The study includes a descriptive research by collecting the information from different banks … …American Journal of Economics and Business Administration, Vol. 3, Issue 2 · 7 Apr 2011 · 6,743 accessesView PDFCite