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12 results for “Credit card”
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Review ArticleOpen accessPhrase in the titleMachine Learning-Based Detection of Credit Card Fraud: A Comparative StudyZainab Khamees Alkhateeb, Abeer Tariq MaoloodOne of the fastest-growing problems with a high impact on the financial sector is financial fraud. Recently, data mining has been identified as one of the effective ways of detecting fraudulent credit card transactions. As a data mining problem, the detection of fraudulent credit card transaction is a challenging task due to the following reasons: (i) The frequent changes in … …American Journal of Engineering and Applied Sciences, Vol. 12, Issue 4 · 25 Dec 2019 · 7,780 accessesView PDFCite
Research ArticleOpen accessPhrase in the titleImproving Response Time of Authorization Process of Credit Card System Using Multi-Threading and Shared-Memory Pool TechniquesSiti H.A. Hamid, Mohd H.N.M. Nasir, Wong Y. Ming, Hazrina HassanCurrent credit card authorization was developed on single-threaded model whereby authentication process takes longer time to respond due to sequential process of card's risk management profile and its limitation of handling huge number of simultaneous transactions at single point of time. As a result, the performance of the authorization system was affected during peak hours. This study presented an architectural … …Journal of Computer Science, Vol. 4, Issue 2 · 28 Feb 2008 · 7,236 accessesView PDFCite
Research ArticleOpen accessPhrase in the titleCustomers Perceptions to Accept the Islamic Credit Card (ICC) in BangladeshMd. Shariful Haque, A. M. Shahabuddin, Mohammad Emdad Hossain et al.The survey study is conducted to measure knowledge of ICC, attitude towards ICC, perceived usefulness of ICC and its shariah compliance to ICC factor with the demographic variables that influence the acceptance of ICC. In the study, opinion from 400 respondents is collected on a five-point Likert scale by survey questionnaire method in purposeful sampling in randomized block design via … …American Journal of Economics and Business Administration, Vol. 15, Issue 1 · 27 Nov 2023 · 5,726 accessesView PDFCite
Research ArticleOpen accessIn the keywordsTHEORETICAL AND PRACTICAL QUESTIONS OF THE PAYMENT CARD'S USE AS A PAYMENT METHOD IS RUSSIA AND ABROADAlexander A. Galushkin, Valeriy V. Grebennikov, Dmitriy A. Pashentsev et al.In the present article authors analyze theoretical and practical questions of payment cards use in Russian Federation and abroad. Authors discuss historical and practical reasons for choosing payment cards as payment method, as well as reasons for different kinds of cards use. Authors pay discuss questions of payment card use in Russian Federation at the present time and analyze questions … …American Journal of Applied Sciences, Vol. 11, Issue 10 · 1 Dec 2014 · 6,186 accessesView PDFCite
Research ArticleOpen accessIn the abstractIdentification of Influential Nodes With Topological Structure Via GRAPH Neural Network (GNN) Approach in Social Media NetworksRajnish Kumar, Laxmi Ahuja, Suman Mann, Sanmukh KaurThe amount of data in social networks is vast these days, and constantly changing, making influential node identification crucial. The existing topologies are constantly changing due to the evolving behavior of the applied dataset. Node and leaf topology or feature-based value form the basis for machine learning and centrality computation. Hence, influential node value determination is based on the node … …Journal of Computer Science, Vol. 22, Issue 2 · 17 Feb 2026 · 1,830 accessesView PDFCite
Research ArticleOpen accessIn the abstractA Metaheuristic-Optimized Feature Selection for Early-Stage Diabetes Prediction With SHAP-Guided Insight into Influential AttributesEsmay Azam Rochy, Jannatul Ferdaus, Uzzal Biswas et al.Diabetes is a metabolic disorder that causes elevated blood glucose. This long-term health condition can lead to cardiovascular diseases, stroke, kidney failure, visual impairment, neuropathy, and even death in critical cases. So, a Computer-Aided Diagnostic (CAD) system is necessary to diagnose diabetes automatically. A clinician can utilize a machine learning-based CAD system that automatically diagnoses many people. This paper will … …Journal of Computer Science, Vol. 22, Issue 2 · 24 Feb 2026 · 1,736 accessesView PDFCite
Research ArticleOpen accessIn the abstractS-CPM: Semantic-Similarity Cluster based Privacy Preservation Model with Cell Generalization PrincipleSatish B Basapur, B S Shylaja, VenkateshTimely data analysis on a wide variety and a large volume of data unveil valuable information or new insights. The analysis results could be used to innovate new avenues in health care service, business and e-service, etc. However, releasing, storing and reusing sensitive data to third parties results in breaching the data privacy of the individual. To combat privacy breach … …Journal of Computer Science, Vol. 18, Issue 3 · 17 Mar 2022 · 6,314 accessesView PDFCite
Research ArticleOpen accessIn the abstractAI Based Mobile Bill Payment System using Biometric FingerprintAyyaswamy Kathirvel, D. Sudha, S. Naveneethan et al.Billions of payment transactions occur in our day-to-day life, but every payment method depends on a material to carry. It is common for users to possess various materials like cash, credit cards and even mobiles to make payment. Meanwhile, it is easy for these materials to be robbed or lost. These instances result in a terrible trauma for the people. … …American Journal of Engineering and Applied Sciences, Vol. 15, Issue 1 · 19 Jan 2022 · 7,299 accessesView PDFCite
Research ArticleOpen accessIn the abstractDATA MINING IN BANKING AND ITS APPLICATIONS-A REVIEWSreekumar Pulakkazhy, R. V.S. BalanBanking systems collect huge amounts of data on day to day basis, be it customer information, transaction details, risk profiles, credit card details, limit and collateral details, compliance and Anti Money Laundering (AML) related information, trade finance data, SWIFT and telex messages. Thousands of decisions are taken in a bank daily. These decisions include credit decisions, default decisions, relationship start … …Journal of Computer Science, Vol. 9, Issue 10 · 5 Sep 2013 · 9,444 accessesView PDFCite