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223 results for “Bank”
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Research ArticleOpen accessEvery word in the titleCONSUMERS’ PERCEIVED RISK AND ITS EFFECT ON ADOPTION OF ONLINE BANKING SERVICESFereshteh Farzianpour, Mahsa Pishdar, Masoumeh Danesh Shakib, Mohammad Reza Seyyed Hashemi TolounAlthough online banking services have gained a lot of attention, many consumers are still not willing to use them. Since online banking services can be a competitive advantage for banks, it is useful to know the core factors affecting the use of online banking services. This study sheds light on different aspects of consumers’ perceived risk to analyses the influence … …American Journal of Applied Sciences, Vol. 11, Issue 1 · 23 Nov 2013 · 8,362 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleRetail Bankruptcy PredictionJohnny Pang, Mark KogelThis study reintroduces the famous discriminant functions from Edward Altman and Begley, Ming and Watts (BMW) that were used to predict bankrupts. We will formulate three new discriminant functions which differ from Altman’s and BMW’s re-estimated Altman model. Altman’s models as well as Begley, Ming and Watts’s re-estimated Altman model apply to publicly traded industries, whereas the new models formulated … …American Journal of Economics and Business Administration, Vol. 5, Issue 1 · 13 Sep 2013 · 7,472 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleMERGERS AND ACQUISITIONS IN THE GREEK BANKING SECTOR ADDRESSING THE PROFITABILITY QUESTIONVassilis Chouliaras, Athianos StergiosThe wave of mergers and acquisitions of financial institutions which was observed in the United States and Europe in the 1980s and 1990s seems to have affected the Greek banking market by the end of the 1990s. The result was the emergence of new significant players in the market. Despite the fact that scale economies should lead to the improvement … …Journal of Social Sciences, Vol. 9, Issue 1 · 20 Jun 2013 · 7,223 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleCustomers’ Attitude towards Diminishing Partnership Home Financing in Islamic BankingDzuljastri Abdul Razak, Muhamad AbduhProblem statement: Diminishing partnership or musharakah mutanaqisah contract in home financing is recently introduced by the Islamic banking industry as an alternative of the bay bi’thaman ajil contract which has received many criticism from shariah scholars as mimicking conventional loan. This study aims to examine customers’ attitude upon diminishing partnership home financing and their intention to subscribe into the financing … …American Journal of Applied Sciences, Vol. 9, Issue 4 · 15 Feb 2012 · 7,905 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleOn the Predictability of Risk Box Approach by Genetic Programming Method for Bankruptcy PredictionAlireza Bahiraie, Noor Akma bt Ibrahim, A. K.M. AzharProblem statement: Theoretical based data representation is an important tool for model selection and interpretations in bankruptcy analysis since the numerical representation are much less transparent. Some methodological problems concerning financial ratios such as non-proportionality, non-asymetricity, non-scalicity are solved in this study and we presented a complementary technique for empirical analysis of financial ratios and bankruptcy risk. Approach: This study … …American Journal of Applied Sciences, Vol. 6, Issue 9 · 30 Sep 2009 · 7,948 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleStrategic Application of Information and Communication Technology for Effective Service Delivery in Banking IndustryO. O. Adeosun, T. H. Adeosun, I. A. AdetundeProblem statement: This study deals with strategic application of information and communication technology for effective service delivery in banking industry. Approach: This study emphasized on the advantages and disadvantages in using digital ICTs in banking activities for effective service delivery. Results: Solving complex problems in banking requires the expertise knowledge of several individuals scattered all over remote areas of the … …Journal of Social Sciences, Vol. 5, Issue 1 · 31 Mar 2009 · 8,317 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleConfigurable Multirate Filter BanksAli Al-HajMultimedia communications require efficient and real-time implementations of multirate digital signal processing systems. The backbone structures of multirate systems are digital multirate filter banks. Therefore, efficient multimedia communications rely, in the first place, on real-time implementations of multirate filter banks. In this paper, we describe a Field Programmable Gate Array (FPGA) implementation of the analysis and synthesis filter banks which … …American Journal of Applied Sciences, Vol. 5, Issue 7 · 31 Jul 2008 · 6,379 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleEffects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending InstitutionsDr. Ahmad Zakaria SiamThe research aims at investigating the effects of Collaterals pledges in reducing credit Risks .To achieve research goals data were collected from all commercial banks operating in Jordan. Research concluded that banks in Jordan use collaterals effectively and in a wide range, and collaterals size have a direct impact on credit risk. Credit risk differs with collaterals. …Journal of Social Sciences, Vol. 3, Issue 3 · 30 Sep 2007 · 7,759 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleImpact of Grameen Bank Microcrdit Programme on Changing Livelihood Status of the Rural Women in Panchagarh District of BangladeshFerdoushi Ahmed, Chamhuri Siwar, Nor Aini Hj. Idris, Rawshan Ara BegumProblem statement: Rural women in Bangladesh are the most deprived part of the society and majority of them are extremely poor. They have very limited access to income generating activities and consequently less opportunity to improve their livelihood status. Microcredit programme contributes to improve the livelihood status of rural women in Bangladesh. Approach: This study examines the extent of changes … …American Journal of Applied Sciences, Vol. 8, Issue 10 · 20 Aug 2011 · 7,650 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleImpact of Information Technology Training on Staff Engagement and Productivity: A Study on Some Selected Commercial Banks in Chattogram CityMd. Shahnur Azad Chowdhury, Md. Shariful Haque, Nazneen Jahan Chaudhury et al.This study aims to examine the effect of Information Technology (IT) training on the staff engagement and productivity of bank employees in Chattogram, Bangladesh. Extensive literature related to technological advancement, training, and employee performance were reviewed from the database and website to develop a conceptual model to check the effect. The relationship between the performance of the employee and IT … …Journal of Computer Science, Vol. 18, Issue 4 · 18 Apr 2022 · 6,193 accessesView PDFCite