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45 articles for “Payment”
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Research ArticleOpen accessEvery word in the titleReinforcement Learning in Financial Services: Modelling Payment Switching as a Multi-Armed Bandit ProblemIshaya Gambo, Christopher Agbonkhese, Segun Aina et al.The ever-evolving landscape of digital payments demands continuous innovation and self-improvement. This study addresses this imperative by simulating a model for payment routing, a crucial aspect of the digital payment ecosystem. To achieve this, industry professionals were interviewed to inform the approach, emphasizing data randomization for effective data collection. Using Python, a randomized dataset is created and three Reinforcement Learning … …Journal of Computer Science, Vol. 20, Issue 11 · 12 Oct 2024 · 4,710 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleAI Based Mobile Bill Payment System using Biometric FingerprintAyyaswamy Kathirvel, D. Sudha, S. Naveneethan et al.Billions of payment transactions occur in our day-to-day life, but every payment method depends on a material to carry. It is common for users to possess various materials like cash, credit cards and even mobiles to make payment. Meanwhile, it is easy for these materials to be robbed or lost. These instances result in a terrible trauma for the people. … …American Journal of Engineering and Applied Sciences, Vol. 15, Issue 1 · 19 Jan 2022 · 7,299 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleEfficient Monte Carlo Algorithm Using Antithetic Variate and Brownian Bridge Techniques for Pricing the Barrier Options with Rebate PaymentsHasan AlzubaidiThe down-and-out call barrier option with rebate payment on dividend-paying stock is simulated using a new version of the Monte Carlo algorithm. The standard Monte Carlo method for simulating such an option suffers from two sources of errors: Hitting time error inherent from time stepping and the Monte Carlo statistical error. We present a modified version of Monte Carlo method … …Journal of Mathematics and Statistics, Vol. 12, Issue 1 · 22 Feb 2016 · 8,259 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleTHEORETICAL AND PRACTICAL QUESTIONS OF THE PAYMENT CARD'S USE AS A PAYMENT METHOD IS RUSSIA AND ABROADAlexander A. Galushkin, Valeriy V. Grebennikov, Dmitriy A. Pashentsev et al.In the present article authors analyze theoretical and practical questions of payment cards use in Russian Federation and abroad. Authors discuss historical and practical reasons for choosing payment cards as payment method, as well as reasons for different kinds of cards use. Authors pay discuss questions of payment card use in Russian Federation at the present time and analyze questions … …American Journal of Applied Sciences, Vol. 11, Issue 10 · 1 Dec 2014 · 6,186 accessesView PDFCite
Research ArticleOpen accessEvery word in the titlePAYMENT FOR ENVIRONMENTAL SERVICES FOR THE SUSTAINABLE DEVELOPMENT OF THE TERRITORYAnna Maria Di Trapani, Riccardo Squatrito, Mario Foderà et al.Over the last years the interest in environmental services provided by forests has considerably grow. This situation, in developed countries, derive from rising demand of new goods and services tied to landscape use and leisure activities. These can be considered such as no woody products and they represent externalities produced by forest that, if suitably utilized, could produce value for … …American Journal of Environmental Sciences, Vol. 10, Issue 5 · 22 Oct 2014 · 22,486 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleNew Technologies in the Payment System Industries: The SEPA ProjectArmando Calabrese, Massimo Gastaldi, Irene Iacovelli, Nathan Levialdi GhironProblem statement: The Single Euro Payments Area (SEPA) project plans to establish an integrated market for extending European integration to retail payments; it aims to provide incentives for using payment systems instead of cash for all micro payments, in order to improve both efficiency and competition in the Euro area. In this study we described the SEPA and its effects … …American Journal of Economics and Business Administration, Vol. 2, Issue 4 · 28 Nov 2010 · 7,375 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleA Prototype Design for Enhancing Customer Trust in Online PaymentsThair Al-Dala’in, Peter Summons, Suhuai LuoProblem statement: The adoption of mobile device technology can contribute significantly to enhance customers trust in online payment systems. Approach: The perceptions and preferences of online shoppers are influenced by several key factors which serve to both enhance and compromise this trust and in turn affect a customer intentions and behavior in relation to use online payment systems. The first … …Journal of Computer Science, Vol. 5, Issue 12 · 31 Dec 2009 · 7,058 accessesView PDFCite
Research ArticleOpen accessEvery word in the titlePolitical Stability and Balance of Payment: An Empirical Study in AsiaArfan Ali, Tan Shukui, Santhirasegaram Selvarathnam et al.This study analyze that influences of political stability on balance of payment and relative importance of political stability and economic freedom for healthy of balance of payment and exchange rate stability. Political stability has an important role in determination of healthy of balance of payment than economic freedom. This study focus on selected 10 Asian countries of various income levels … …American Journal of Applied Sciences, Vol. 5, Issue 9 · 30 Sep 2008 · 7,405 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleAnonymous and Non-Repudiation E-Payment ProtocolSattar J Aboud, Mohammed Ahmed AL-FayoumiThere are many proposals offer anonymous and non-repudiation e-payment protocols. But they have the drawbacks that the anonymity can be misused by fraudulent to perform a perfect crimes. Currently, the hot research concentrates on the accepting of e-payment protocols where the anonymity of the coins is cancelable via a trusted authority in the case of criminal entities. In the article … …American Journal of Applied Sciences, Vol. 4, Issue 8 · 31 Aug 2007 · 7,274 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleOptimized Authentication Model for Online Transaction PaymentsOwusu Nyarko-Boateng, Benjamin A. Weyori, Lord Anertei TettehThe rapid growth of the internet across the globe has gained attention in the world of business. The internet has become the major driver for business growth in the world; due to several security lapses online; it is necessary to implement measures and standards on the internet to protect transactions online. These security lapses have led to the development of … …Journal of Computer Science, Vol. 16, Issue 2 · 20 Feb 2020 · 7,574 accessesView PDFCite