Research ArticleOpen accessPhrase in the titleRetail Banking Loan Portfolio Equilibrium Mix : A Markov Chain Model AnalysisV. Thyagarajan, Saiful Maznan Bin MohamedThe variance analysis of actual loan sanctions with the non-documented method of loan allocation of the selected retail bank, over a period of 24 months, revealed that there is a scope to improve their income earnings. Realizing its importance Markov Chain Market Share model was applied to inter temporal data of loan disbursements of the selected bank. By applying Estimate … …American Journal of Applied Sciences, Vol. 2, Issue 1 · 31 Jan 2005 · 7,576 accessesView PDFCite
Research ArticleOpen accessIn the abstractApproximate Maximum Likelihood Commercial Bank Loan Management ModelGodwin Norense Osarumwense AsemotaProblem statement: Loan management is a very complex and yet, a vitally important aspect of any commercial bank operations. The balance sheet position shows the main sources of funds as deposits and shareholders contributions. Approach: In order to operate profitably, remain solvent and consequently grow, a commercial bank needs to properly manage its excess cash to yield returns in the … …Journal of Social Sciences, Vol. 5, Issue 4 · 31 Dec 2009 · 7,237 accessesView PDFCite