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Research ArticleOpen accessIn the keywordsAGRICULTURAL COOPERATIVE FIRMS: BUDGETARY ADJUSTMENTS AND ANALYSIS OF CREDIT ACCESS APPLYING SCORING SYSTEMSGiuseppe Bonazzi, Mattia IottiCooperatives are one of the most important types of companies in the agricultural sector. Cooperatives allow overcoming the limitations of the fragmentation of agricultural property, increasing the level of production of small-sized farms and selling the product so that it reaches a sufficient critical mass. Moreover, cooperatives are often characterized by undercapitalization and even difficult credit access because banks conduct … …American Journal of Applied Sciences, Vol. 11, Issue 7 · 5 May 2014 · 6,916 accessesView PDFCite