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14 articles for “Credit Risk”
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Research ArticleOpen accessPhrase in the titleEffects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending InstitutionsDr. Ahmad Zakaria SiamThe research aims at investigating the effects of Collaterals pledges in reducing credit Risks .To achieve research goals data were collected from all commercial banks operating in Jordan. Research concluded that banks in Jordan use collaterals effectively and in a wide range, and collaterals size have a direct impact on credit risk. Credit risk differs with collaterals. …Journal of Social Sciences, Vol. 3, Issue 3 · 30 Sep 2007 · 7,759 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleDOES FRAMING AFFECT RISK ATTITUDE? EXPERIMENTAL EVIDENCE FROM CREDIT MARKETDmitry Vladimirovich BurakovIn this article we study the effect of framing on the attitude of lenders toward risk over a credit cycle and also review potential causes of negative framing when making decisions. Using an experimental setting, we present evidence of frame of losses’ significant impact on willingness to accept credit risk: In comparison with frame of gains, willingness to accept credit … …American Journal of Applied Sciences, Vol. 11, Issue 3 · 2 Jan 2014 · 6,718 accessesView PDFCite
Research ArticleOpen accessIn the keywordsDETERMINANTS OF COMMON FACTORS IN KOREAN BANKS’ CREDIT DEFAULT SWAP PREMIUMSSeungjun Lee, Jaewoon Koo, Youngsik KwakUsing the panel analysis of non-stationarity in idiosycratic and common component method, we decompose Credit Default Swap (CDS) premium data of 11Korean banks into common factors and idiosyncratic shocks. We find that the CDS premium of all 11 banks is mostly explained by one common factor. We also find that the common factor of the banks’ CDS premium is mainly … …American Journal of Economics and Business Administration, Vol. 6, Issue 3 · 8 Dec 2014 · 7,014 accessesView PDFCite
Research ArticleOpen accessIn the keywordsMacroeconomic Determinants of Non-Performing Loans: An Empirical Study of Some Arab CountriesMahmoud Abdelaziz Touny, Mohamed Abdelhameed ShehabThe issue of non-performing loans is one of the factors that reflect the soundness of the banking sector. The main objective of this study is to identify macroeconomic determinants of non-performing loans in some Arab countries through the period 2000-2012 using the dynamic panel data approach. The outcomes of this paper suggest that inflation rate has a negative impact on … …American Journal of Economics and Business Administration, Vol. 7, Issue 1 · 9 May 2015 · 7,930 accessesView PDFCite
Research ArticleOpen accessIn the keywordsUsing Neutral Network in Predicting Corporate FailureHuong G. NguyenThis study investigates the predictive power of three neutral network models: Multi-layer neural network, probabilistic neural network, and logistic regression model in predicting corporate failure. Basing on the database provided by The Corporate Scorecard Group (CSG), we combine financial ratios which deem to be significant predictors of corporate bankruptcy in many previous empirical studies to build our predictive models and … …Journal of Social Sciences, Vol. 1, Issue 4 · 31 Dec 2005 · 7,324 accessesView PDFCite
Research ArticleOpen accessIn the abstractAI Based Mobile Bill Payment System using Biometric FingerprintAyyaswamy Kathirvel, D. Sudha, S. Naveneethan et al.Billions of payment transactions occur in our day-to-day life, but every payment method depends on a material to carry. It is common for users to possess various materials like cash, credit cards and even mobiles to make payment. Meanwhile, it is easy for these materials to be robbed or lost. These instances result in a terrible trauma for the people. … …American Journal of Engineering and Applied Sciences, Vol. 15, Issue 1 · 19 Jan 2022 · 7,299 accessesView PDFCite
Research ArticleOpen accessIn the abstractComparison of Multiple Linear Regression and Neural Network Models in Bank Performance Prediction in BotswanaHassan Kablay, Victor GumboBank performance is critical to the banking sector and the economy as a whole. In this study, Multiple Linear Regression (MLR) technique and feed forward Neural Network (NN) are used to predict the performance of 11 banks in Botswana. Return on Assets (RoA) is used as the dependent variable, while management quality, credit risk, liquidity, financial leverage and capital adequacy … …Journal of Mathematics and Statistics, Vol. 17, Issue 1 · 10 Jan 2022 · 6,465 accessesView PDFCite
Research ArticleOpen accessIn the abstractOn the Sensitivity of a Dynamic Measure of Financial InequalityGuglielmo D’Amico, Stefania Scocchera, Loriano StorchiIn the present work, we investigate the sensitivity of the dynamic Theil index computed under a Markov reward model with respect to structured perturbations affecting the underlying Markov process. The model is applied to the sovereign credit spread evolution as a proxy for financial risk, which are driven by the sovereign credit rating dynamic. The introduction of such perturbations allows … …Journal of Mathematics and Statistics, Vol. 15, Issue 1 · 25 Oct 2019 · 7,264 accessesView PDFCite
Research ArticleOpen accessIn the abstractDATA MINING IN BANKING AND ITS APPLICATIONS-A REVIEWSreekumar Pulakkazhy, R. V.S. BalanBanking systems collect huge amounts of data on day to day basis, be it customer information, transaction details, risk profiles, credit card details, limit and collateral details, compliance and Anti Money Laundering (AML) related information, trade finance data, SWIFT and telex messages. Thousands of decisions are taken in a bank daily. These decisions include credit decisions, default decisions, relationship start … …Journal of Computer Science, Vol. 9, Issue 10 · 5 Sep 2013 · 9,444 accessesView PDFCite
Research ArticleOpen accessIn the abstractInvestment, Taxes and the Cost of Capital: An Euler Equation Specification TestHuntley SchallerProblem statement: Previous studies (primarily employing goodness-of-fit tests) have found it difficult to provide clear and direct evidence that taxes and the interest rate have a strong influence on investment. Approach: The objective of this study was to test whether the cost of capital, which includes taxes and the interest rate, affects investment. This study used the Euler equation for … …American Journal of Economics and Business Administration, Vol. 2, Issue 3 · 30 Sep 2010 · 7,616 accessesView PDFCite