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15 results for “Credit Access”

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Research ArticleOpen accessPhrase in the titleAGRICULTURAL COOPERATIVE FIRMS: BUDGETARY ADJUSTMENTS AND ANALYSIS OF CREDIT ACCESS APPLYING SCORING SYSTEMSGiuseppe Bonazzi, Mattia IottiCooperatives are one of the most important types of companies in the agricultural sector. Cooperatives allow overcoming the limitations of the fragmentation of agricultural property, increasing the level of production of small-sized farms and selling the product so that it reaches a sufficient critical mass. Moreover, cooperatives are often characterized by undercapitalization and even difficult credit access because banks conduct … …American Journal of Applied Sciences, Vol. 11, Issue 7 · 5 May 2014 · 6,916 accessesView PDFCite
Research ArticleOpen accessIn the abstractConstraints to Rural Women Involvement in Cassava Value Chain in NigeriaAkaninyene Patrick Obot, Obiekwe Ngozi, Anunobi Chizoba et al.Cassava is one of the fastest expanding staple food crops in cassava-consuming countries and has continued to gain prominence among farmers while the industrial demand is also rising consistently. The study was carried out with the intention of examining rural women's involvement in various cassava value chain activities and identifying the factors that hinder their active involvement in cassava value … …American Journal of Economics and Business Administration, Vol. 15, Issue 1 · 19 Apr 2023 · 6,543 accessesView PDFCite
Research ArticleOpen accessIn the abstractMicrocredit Services to Reduce Vulnerabilities in Italy: An Exploratory Study Using Focus GroupsAndrea Calzolari, Domenica Federico, Antonella Notte et al.The development and promotion of microfinance services has been viewed as a key policy and program intervention for poverty reduction and bottom up economic and social local development. This study aims to analyze critically the role of microcredit in Italy as a tool to facilitate the credit access to vulnerable people and help them establish or expand a business. Using … …American Journal of Economics and Business Administration, Vol. 15, Issue 1 · 26 Mar 2023 · 6,153 accessesView PDFCite
Research ArticleOpen accessIn the abstractClimate Adaptive Measures Among Smallholder Farmers in Akwa Ibom State, NigeriaObot Akaninyene, Obiekwe NgoziAgricultural production/activities in Nigeria depends on rainfall, which often occurs only at certain times of the year and thus makes agriculture very susceptible to crop failure, insect infestation which causes poor returns on agricultural produce for farmers . Adoption of climate change mitigating strategies is key to coping with variations in weather conditions and the achievement of increased agricultural production … …American Journal of Agricultural and Biological Sciences, Vol. 17, Issue 1 · 19 Sep 2022 · 6,261 accessesView PDFCite
Research ArticleOpen accessIn the abstractRole of Small Scale Fishing on the Livelihood Improvement of Haor Fishermen: An Empirical Evidence from BangladeshMd. Nur Mozahid, Jasim Uddin Ahmed, Maksuda Mannaf, Sharmin AkterThe single most factors affecting the livelihood of haor people of Bangladesh is fishing. Data and information regarding this issue are lacking in Bangladesh, therefore, the study was conducted to assess the extent and determinants of livelihood step up of fishermen in haor area of Sunamganj district, Bangladesh. The present investigation showed that, the majority of the fishermen (60.0%) had … …American Journal of Economics and Business Administration, Vol. 10, Issue 1 · 15 Aug 2018 · 8,598 accessesView PDFCite
Research ArticleOpen accessIn the abstractFormal Credit and its Impact on Income - Evidence from the Poor Households in VietnamLe Trung Hieu, Pham Tien ThanhThe poor households are normally financial constrained, which inhibits them from income-generating activities. Formal credit market in Vietnam has been more and more improved and thus the poor households can be more accessible to formal sources. Thenceforth, they can relax their financial constraint and then invest in on-farm or off-farm activities to generate income and escape poverty in longer run. … …American Journal of Applied Sciences, Vol. 14, Issue 7 · 20 Jul 2017 · 8,300 accessesView PDFCite
Research ArticleOpen accessIn the abstractEconomic and Financial Flow Generation in Tomato Industry in ItalyGiuseppe Bonazzi, Mattia IottiIn many Italian regions, firms operating in tomato industry have made significant investments in plants and machinery and often sell products to large food retail chains that require large stocks of inventory and have an average time of over 150 days for the payment of receivables. These management characteristics amplify capital requirements, in large part financed, increasing debt levels. Also, … …American Journal of Applied Sciences, Vol. 12, Issue 2 · 25 Mar 2015 · 7,118 accessesView PDFCite
Research ArticleOpen accessIn the abstractTOMATO PROCESSING FIRMS’ MANAGEMENT: A COMPARATIVE APPLICATION OF ECONOMIC AND FINANCIAL ANALYSESMattia Iotti, Giuseppe BonazziIn Italy, the territory that includes the Emilia-Romagna region, the southern areas of Lombardia and some of Piemonte’s territory is a center of national importance for tomato production and transformation. The processing firms operating in this area are characterized by significant investments in fixed assets and working capital. The article analyzes the annual account data of a sample of firms, … …American Journal of Applied Sciences, Vol. 11, Issue 7 · 28 Apr 2014 · 7,050 accessesView PDFCite
Research ArticleOpen accessIn the abstractTHE EFFECT OF AGRICULTURAL EXTENSION SERVICE ON THE TECHNICAL EFFICIENCY OF TEFF (ERAGROSTISTEF) PRODUCERS IN ETHIOPIAAsres Elias, Makoto Nohmi, Kumi Yasunobu et al.Teff (Eragrostistef) is a major staple food crop in Ethiopia, but smallholder teff production is characterized by persistently low average yield. A major government effort aimed at raising the productivity and competitiveness of smallholder agriculture in Ethiopia involved reforming and implementing agricultural extension service known as Participatory Demonstration and Training Extension System (PADETES). Therefore, this study investigates the effect of … …American Journal of Applied Sciences, Vol. 11, Issue 2 · 21 Dec 2013 · 9,522 accessesView PDFCite
Research ArticleOpen accessIn the abstractProtecting the Online User’s Information Against Phishing Attacks Using Dynamic Encryption TechniquesC. Emilin Shyni, S. SwamynathanA phishing attack is a criminal activity which mimics a certain legitimate webpage using a fake webpage with an intention of luring end-users to visit the fake website thereby stealing their personal information such as usernames, passwords and other personal details such as credit card information. Phishing has seen an alarming trend of increase in both the volume and the … …Journal of Computer Science, Vol. 9, Issue 4 · 16 May 2013 · 6,233 accessesView PDFCite