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72 articles for “Banks”
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Research ArticleOpen accessIn the abstractImprovement of Menezes-Vanstone Elliptic Curve Cryptosystem Based on Quadratic Bézier Curve TechniqueDua M. Ghadi, Adil AL-RammahiCryptography is one of the most important applications and widely used in our life especially in the information security that needed by many government institutions, banks, communications and others to keep data over internet and other transportations that it is ensure safety of transfers between the sender and the recipient. The most important system in cryptography is public key cryptography … …Journal of Computer Science, Vol. 16, Issue 5 · 4 Jun 2020 · 8,216 accessesView PDFCite
Research ArticleOpen accessIn the abstractDevelopment of a Dashboard for a Local Food BankYogeeta Desai, Steven Jiang, Lauren DavisHunger relief is one of the major needs during humanitarian emergencies. It presents significant challenges to aid organizations trying to manage data, information and knowledge about the situation or event. Food banks receive donations from a variety of sources to meet their demand. The distribution of donated food to meet the unmet hunger needs is a critical issue faced by … …American Journal of Engineering and Applied Sciences, Vol. 10, Issue 1 · 16 Mar 2017 · 8,426 accessesView PDFCite
Research ArticleOpen accessIn the abstractThe Effect of Diversification of Banking Products on the Relationship between Market Power and Financial StabilitySami Mensi, Widede LabidiIn the context of financial liberalization, increased competition has spurred financial institutions to develop new products and new activities in order to meet demand, market development and increased competitiveness. This has made the relationship between market structure and financial stability more complicated and its study through the channel of diversification remains an unexplored area. The purpose of this paper is … …American Journal of Economics and Business Administration, Vol. 7, Issue 4 · 4 Dec 2015 · 7,250 accessesView PDFCite
Research ArticleOpen accessIn the abstractINTEREST COVERAGE RATIOS (ICRs) AND FINANCIAL SUSTAINABILITY: APPLICATION TO FIRMS WITH BOVINE DAIRY LIVESTOCKGiuseppe Bonazzi, Mattia IottiAgricultural firms with bovine dairy livestock are characterized by high investments in capital equipment and this is determined by the biological cycle of production, which requires large investments in land, facilities and bovine herd. These large investments require funding from equity capital or debt capital, which generates financial costs. Therefore, it is necessary to assess not only the profitability of … …American Journal of Agricultural and Biological Sciences, Vol. 9, Issue 4 · 15 Oct 2014 · 7,652 accessesView PDFCite
Research ArticleOpen accessIn the abstractMusharakah Mutanaqisah Partnership in Malaysia’s Islamic Bank: A Comparison Between Theory and PracticeLee Ching LungDiminishing Musharakah Mutanaqisah Partnership (MMP) contract has been offered by Islamic banks in Malaysia, this study aims to presents the result of a comparison made between the theoretical explanations of how the MMP works and what is actually being done in practice. This study makes use of a qualitative approach in analysing how the MMP works in practice. It then … …American Journal of Economics and Business Administration, Vol. 5, Issue 3 · 12 Feb 2014 · 8,964 accessesView PDFCite
Research ArticleOpen accessIn the abstractMERGERS AND ACQUISITIONS IN THE GREEK BANKING SECTOR ADDRESSING THE PROFITABILITY QUESTIONVassilis Chouliaras, Athianos StergiosThe wave of mergers and acquisitions of financial institutions which was observed in the United States and Europe in the 1980s and 1990s seems to have affected the Greek banking market by the end of the 1990s. The result was the emergence of new significant players in the market. Despite the fact that scale economies should lead to the improvement … …Journal of Social Sciences, Vol. 9, Issue 1 · 20 Jun 2013 · 7,223 accessesView PDFCite
Research ArticleOpen accessIn the abstractA Discrete-Time Hazard Model for Loans: Some Evidence from Italian Banking SystemGiambona FrancescaProblem statement: The probability of default, PD, is a crucial problem for banks. In the last years international accords (Basel, Basel 2 and Basel 3) have incentived banks to adopt objectives systems to evaluating and monitoring risk of default in order to predict PD for new loans based on borrower’s characteristics. The aim of this study is to introduce a … …American Journal of Applied Sciences, Vol. 9, Issue 9 · 14 Jul 2012 · 7,394 accessesView PDFCite
Research ArticleOpen accessIn the abstractThe Impact of Crisis and Macroeconomic Variables towards Islamic Banking DepositsMuhamad Abduh, Mohd Azmi Omar, Jarita DuasaProblem statement: The nature of Islamic banks is different from conventional banks which may lead to a different deposit behavior of their depositors. This study aims to analyze the dynamic effects of interest and profit rate changes, production level, inflation and financial crisis towards the fluctuation of total deposits in Malaysian Islamic banks. Approach: Using monthly data from January 2000 … …American Journal of Applied Sciences, Vol. 8, Issue 12 · 29 Oct 2011 · 7,683 accessesView PDFCite
Research ArticleOpen accessIn the abstractThe Effect of Human Activities on River Bank Stability (Case Study)Mojtaba Yamani, Abolghasem Goorabi, Javad DowlatiProblem statement: Investigation of interaction of human activities and rivers has become a important problem because they have essential role on rivers morphology. So, in this study Atrak River in North-East of Iran has been considered. Approach: The aim of this research was to determine human impact on the Atrak River morphology in the past and estimation of future outcomes. … …American Journal of Environmental Sciences, Vol. 7, Issue 3 · 11 Jul 2011 · 9,617 accessesView PDFCite
Research ArticleOpen accessIn the abstractIndian Banking: Value Creation for Competitive Advantage in the Global EnvironmentNishi S. Jain, N. Sanman JainProblem statement: How banking Sector will face the challenges posed by the global environment. The paper focuses on the competitive strategies of the banking sector and how the sector derives competitive advantage by adopting different strategies because the sector plays an important role in any economy. Approach: The study includes a descriptive research by collecting the information from different banks … …American Journal of Economics and Business Administration, Vol. 3, Issue 2 · 7 Apr 2011 · 6,743 accessesView PDFCite