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38 articles for “Banking System”
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Research ArticleOpen accessPhrase in the titleA Discrete-Time Hazard Model for Loans: Some Evidence from Italian Banking SystemGiambona FrancescaProblem statement: The probability of default, PD, is a crucial problem for banks. In the last years international accords (Basel, Basel 2 and Basel 3) have incentived banks to adopt objectives systems to evaluating and monitoring risk of default in order to predict PD for new loans based on borrower’s characteristics. The aim of this study is to introduce a … …American Journal of Applied Sciences, Vol. 9, Issue 9 · 14 Jul 2012 · 7,394 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleThe Impact Dimensions of Service Quality on the Acceptance Usage of Internet Banking Information SystemsLaith T. KhraisNowadays, banking transactions are one of the most important daily services that fulfill a society needs. The broadly growth of information technology usage pushed banking institutions to embrace advanced technology to launch new electronic services. Internet technology has influenced the banking practicability because of its capability to enhance performance of financial operations. A major concern of Internet banking systems is … …American Journal of Applied Sciences, Vol. 15, Issue 4 · 7 Apr 2018 · 8,365 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleAn EBA-Web based Application for Banking Information SystemKhaldoun Mohammad BatihaIn the current wake of growing technology and modernization the biggest challenge remains the optimization of our time, particularly for the business executives. For the executives the vital information at their fingertips plays an important role. In the computer era, there are many financial institutions like wise banks which provide web-based application to access all their functionalities associated with particular … …Journal of Computer Science, Vol. 2, Issue 12 · 31 Dec 2006 · 6,835 accessesView PDFCite
Research ArticleOpen accessIn the keywordsDeveloping Crisis Management Model for Second-Tier Banks in the Post-Crisis Period of Economy Development in the Republic of KazakhstanLeile Syzdykovna Komekbayeva, Yerkenazym Dulatovna OrynbassarovaIn the context of an ineffective crisis management system, the development of the banking sector of Kazakhstan in the post-crisis period is characterized by the impaired financial stability of second-tier banks. This situation creates the threat of systemic risk in the national banking system as a result of the critical slowdown in economy crediting by 49.5% and a reduction in … …American Journal of Applied Sciences, Vol. 13, Issue 5 · 11 May 2016 · 7,201 accessesView PDFCite
Research ArticleOpen accessIn the keywordsMERGERS AND ACQUISITIONS IN THE GREEK BANKING SECTOR ADDRESSING THE PROFITABILITY QUESTIONVassilis Chouliaras, Athianos StergiosThe wave of mergers and acquisitions of financial institutions which was observed in the United States and Europe in the 1980s and 1990s seems to have affected the Greek banking market by the end of the 1990s. The result was the emergence of new significant players in the market. Despite the fact that scale economies should lead to the improvement … …Journal of Social Sciences, Vol. 9, Issue 1 · 20 Jun 2013 · 7,223 accessesView PDFCite
Research ArticleOpen accessIn the keywordsInformation Technology Role in Reducing E-Banking Services Risk in Jordanian Banking SectorBadi S. AL-Rawashdeh, Aymen M. Abu-Errub, Ahmad Y. Areiqat, Mohammad DbbaghiehProblem statement: This study aims to highlight the role of information technology in reducing risk of electronic banking services in the Jordanian banking sector. The study was conducted on three banks as a sample representative of the Jordanian banking sector. Approach: Data collection was through conducting personal interviews with the operations managers in the three banks (HBTF, JC Bank and … …Journal of Computer Science, Vol. 8, Issue 3 · 16 Jan 2012 · 7,200 accessesView PDFCite
Research ArticleOpen accessIn the keywordsScrutiny of Relationship between E-Banking Information Quality Dimensions and Customer SatisfactionMohannad Moufeed AyyashPoor information quality can have a significant negative effect on the success of an organization. This study investigated the relationship between information quality's dimensions, namely accuracy, completeness, timeliness and relevancy, on the satisfaction of customers towards E-banking services in Palestine's banking sector. It also studied the relationship between the intent to use E-banking services and customer satisfaction. The study implemented … …Journal of Computer Science, Vol. 13, Issue 4 · 26 Apr 2017 · 8,353 accessesView PDFCite
Research ArticleOpen accessIn the keywordsAssessment of Correspondent Banks Case StudyAbeer F.A. Al Abbadi, Abdel Nasser T. Zyoud, Sinan S. AbbadiProblem statement: This study aims at evaluating corresponding banks in Jordan. Characterizing the goals, instruments and profitability under unfavorable conditions of financial setbacks and unfair competition among banks. Focuses on the feasibility and profitability of Philadelphia Investment Bank in its international trade via its Correspondent banks. Approach: Problems and setbacks shall be screened out; reasoned and appropriate optimal recommendations are … …American Journal of Economics and Business Administration, Vol. 3, Issue 4 · 30 Jan 2012 · 7,187 accessesView PDFCite
Research ArticleOpen accessIn the abstractComparative Analysis of Fraud Detection Methods in Banking Using Machine Learning TechniquesYoussef Tounsi, Ennouri TaziFraud detection in banking requires algorithms that balance classification performance, computational efficiency, and regulatory interpretability, criteria that are rarely benchmarked together. We present a comprehensive evaluation of nine machine learning approaches (Logistic Regression, Decision Tree, Random Forest, SVM, SGD, XGBoost, CatBoost, LightGBM, and MLP) across three datasets differing in size, imbalance severity, and feature type (synthetic, real-world PCA-anonymized, and large-scale … …Journal of Computer Science, Vol. 22, Issue 6 · 22 Jun 2026 · 1,341 accessesView PDFCite
Research ArticleOpen accessIn the abstractAn Application of the UTAUT Model to Investigate User Acceptance of Facial Recognition Technology in Mobile Banking: A Case Study from ThailandKriangsak Chanthinok, Radyan Dananjoyo, Palan JantarajaturapathThis research examines the determinants affecting consumers' willingness to embrace facial recognition technology for mobile payments in Thailand. Utilizing the Unified Theory of Acceptance and Use of Technology (UTAUT), the study incorporates eight fundamental constructs: Performance expectancy, effort expectancy, social influence, facilitating conditions, perceived ease of use, perceived usefulness, attitude toward use, and intention to utilize facial recognition. Furthermore, demographic … …Journal of Computer Science, Vol. 22, Issue 4 · 16 Apr 2026 · 1,629 accessesView PDFCite