77 articles for “Credit”

Research ArticleOpen accessIn the abstractYoung Generation Attitudes and Awareness Towards the Implementation of Smart Card in Bahrain: An Exploratory StudyAdel I. Al-Alawi, Mohammed A. Al-AmerSmartCards are one of the latest additions to the continuing list of advancements and innovations in the world of information and communication technology. A SmartCard resembles in size and shape to a normal credit card or bank ATM card, with a microprocessor chip implanted into the plastic card. These cards are used not just as identity cards, like the earliest … …Journal of Computer Science, Vol. 2, Issue 5 · 31 May 2006 · 7,756 accessesView PDF Cite

Research ArticleOpen accessIn the abstractContextualizing Microcredit in Bosnia-Herzegovina and Hungary: A Focus Group ExplorationDomenica Federico, Andrea Calzolari, Antonella Notte et al.Microfinance is gaining importance as a toolto reduce poverty and promote financial and social inclusion. The main goal ofthe paper is to analyze the role of microcredit to solve the problem of the creditaccess to vulnerable people. The paper focuses on the direct experience ofpeople who have used microcredit living in Bosnia-Herzegovina and Hungary toanalyze the use of microcredit in … …American Journal of Economics and Business Administration, Vol. 14, Issue 1 · 17 Aug 2022 · 5,959 accessesView PDF Cite

Research ArticleOpen accessIn the abstractTime-Driven Activity-Based Costing in the Public Sector. The Case of Greek General Chemical State Laboratory under the Greek CrisisAthanasios Vazakidis, Eleftheria KyriakidouThe international globalized environment and the financial crisis have generated new demands with internals (citizens-users) and externals (creditors) pressuring the governments to control public spending and improve efficiency in the supply of public goods/services. The control of the public sector costs seems more important now, in the context of the financial and fiscal crisis of 2008. Activity Based Costing (ABC) … …Journal of Social Sciences, Vol. 16, Issue 1 · 4 Mar 2020 · 7,954 accessesView PDF Cite

Research ArticleOpen accessIn the abstractWillingness to Communicate in English: Academic Motivation and using English outside the Classroom as PredictorsMr. Ahmed Fahim YoussefWillingness to Communicate (WTC) in English has become a field of interest since the construct was introduced by McCroskey and Baer in 1985. This study, investigated 230 trainee teachers' Willingness to Communicate in English with a focus on their Academic Motivation and Their use of English outside the classroom. Gender, nationality, ethnic group, specialization and years of study at the … …American Journal of Applied Sciences, Vol. 13, Issue 12 · 11 Dec 2016 · 7,934 accessesView PDF Cite

Research ArticleOpen accessIn the abstractWillingness to Communicate in English among Trainee Teachers in a Malaysian Private UniversityAhmed Fahim, Mogana DhamotharanWillingness to Communicate (WTC) in English has become a field of interest since the construct was introduced by McCroskey and Baer in 1985. This study, investigated 230 trainee teachers’ Willingness to Communicate in English in terms of gender, nationality, ethnic group, course and years of study at the Faculty of Education in a Malaysian private university. The results of the … …Journal of Social Sciences, Vol. 12, Issue 2 · 31 May 2016 · 7,733 accessesView PDF Cite

Research ArticleOpen accessIn the abstractDeveloping Crisis Management Model for Second-Tier Banks in the Post-Crisis Period of Economy Development in the Republic of KazakhstanLeile Syzdykovna Komekbayeva, Yerkenazym Dulatovna OrynbassarovaIn the context of an ineffective crisis management system, the development of the banking sector of Kazakhstan in the post-crisis period is characterized by the impaired financial stability of second-tier banks. This situation creates the threat of systemic risk in the national banking system as a result of the critical slowdown in economy crediting by 49.5% and a reduction in … …American Journal of Applied Sciences, Vol. 13, Issue 5 · 11 May 2016 · 7,208 accessesView PDF Cite

Research ArticleOpen accessIn the abstractPolicy Decisions for a Price Dependent Demand Rate Inventory Model with Progressive Payments SchemeMukesh Kumar, Rajat KumarProblem statement: In this proposed research, we developed an inventory model to formulate an optimal ordering policies for supplier who offers progressive permissible delay periods to the retailer to settle his/her account. We assumed that the annual demand rate as a decreasing function of price with constant rate of deterioration and time-varying holding cost. Shortages in inventory are allowed which … …Journal of Mathematics and Statistics, Vol. 8, Issue 1 · 17 Feb 2012 · 7,053 accessesView PDF Cite