15 results for “Credit Risk”

Set a search alert

Research ArticleOpen accessIn the abstractInvestment, Taxes and the Cost of Capital: An Euler Equation Specification TestHuntley SchallerProblem statement: Previous studies (primarily employing goodness-of-fit tests) have found it difficult to provide clear and direct evidence that taxes and the interest rate have a strong influence on investment. Approach: The objective of this study was to test whether the cost of capital, which includes taxes and the interest rate, affects investment. This study used the Euler equation for … …American Journal of Economics and Business Administration, Vol. 2, Issue 3 · 30 Sep 2010 · 7,616 accessesView PDF Cite

Research ArticleOpen accessIn the abstractImproving Response Time of Authorization Process of Credit Card System Using Multi-Threading and Shared-Memory Pool TechniquesSiti H.A. Hamid, Mohd H.N.M. Nasir, Wong Y. Ming, Hazrina HassanCurrent credit card authorization was developed on single-threaded model whereby authentication process takes longer time to respond due to sequential process of card's risk management profile and its limitation of handling huge number of simultaneous transactions at single point of time. As a result, the performance of the authorization system was affected during peak hours. This study presented an architectural … …Journal of Computer Science, Vol. 4, Issue 2 · 28 Feb 2008 · 7,236 accessesView PDF Cite

Research ArticleOpen accessIn the abstractGamma Radiosensitivity Study on Chili (Capsicum annuum)Shairul Rizdiyandi Omar, Osumanu Haruna Ahmed, Shaharudin Saamin, Nik Muhamad Ab. MajidInduced mutation by gamma irradiation has been found to be a very useful technique for crop improvement. Apart from this, the proper use of induced mutation in plant breeding has become a profitable approach. This investigation was carried out to determine the LD50 and effect of gamma rays on germination, plant height, survival percentage, root length, root dry weight and … …American Journal of Applied Sciences, Vol. 5, Issue 2 · 28 Feb 2008 · 9,033 accessesView PDF Cite

Research ArticleOpen accessIn the abstractAn Analysis of Credit Scoring for Agricultural Loans in ThailandVisit Limsombunchai, Christopher Gan, Minsoo LeeLoan contract performance determines the profitability and stability of the financial institutions and screening the loan applications is a key process in minimizing credit risk. Before making any credit decisions, credit analysis (the assessment of the financial history and financial backgrounds of the borrowers) should be completed as part of the screening process. A good credit risk assessment assists financial … …American Journal of Applied Sciences, Vol. 2, Issue 8 · 31 Aug 2005 · 7,620 accessesView PDF Cite

Research ArticleOpen accessAll words, across the recordA Discrete-Time Hazard Model for Loans: Some Evidence from Italian Banking SystemGiambona FrancescaProblem statement: The probability of default, PD, is a crucial problem for banks. In the last years international accords (Basel, Basel 2 and Basel 3) have incentived banks to adopt objectives systems to evaluating and monitoring risk of default in order to predict PD for new loans based on borrower’s characteristics. The aim of this study is to introduce a … …American Journal of Applied Sciences, Vol. 9, Issue 9 · 14 Jul 2012 · 7,394 accessesView PDF Cite