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77 articles for “Credit”
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Research ArticleOpen accessEvery word in the titleCredit Market Development and Economic GrowthAthanasios Vazakidis, Antonios AdamopoulosProblem statement: This study investigated the relationship between credit market development and economic growth for Italy for the period 1965-2007 using a Vector Error Correction Model (VECM). Questions were raised whether economic growth spurs credit market development taking into account the negative effect of inflation rate on credit market development. This study aimed to investigate the short-run and the long-run … …American Journal of Economics and Business Administration, Vol. 1, Issue 1 · 31 Mar 2009 · 8,408 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleImproving Response Time of Authorization Process of Credit Card System Using Multi-Threading and Shared-Memory Pool TechniquesSiti H.A. Hamid, Mohd H.N.M. Nasir, Wong Y. Ming, Hazrina HassanCurrent credit card authorization was developed on single-threaded model whereby authentication process takes longer time to respond due to sequential process of card's risk management profile and its limitation of handling huge number of simultaneous transactions at single point of time. As a result, the performance of the authorization system was affected during peak hours. This study presented an architectural … …Journal of Computer Science, Vol. 4, Issue 2 · 28 Feb 2008 · 7,238 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleAn Analysis of Credit Scoring for Agricultural Loans in ThailandVisit Limsombunchai, Christopher Gan, Minsoo LeeLoan contract performance determines the profitability and stability of the financial institutions and screening the loan applications is a key process in minimizing credit risk. Before making any credit decisions, credit analysis (the assessment of the financial history and financial backgrounds of the borrowers) should be completed as part of the screening process. A good credit risk assessment assists financial … …American Journal of Applied Sciences, Vol. 2, Issue 8 · 31 Aug 2005 · 7,622 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleCustomers Perceptions to Accept the Islamic Credit Card (ICC) in BangladeshMd. Shariful Haque, A. M. Shahabuddin, Mohammad Emdad Hossain et al.The survey study is conducted to measure knowledge of ICC, attitude towards ICC, perceived usefulness of ICC and its shariah compliance to ICC factor with the demographic variables that influence the acceptance of ICC. In the study, opinion from 400 respondents is collected on a five-point Likert scale by survey questionnaire method in purposeful sampling in randomized block design via … …American Journal of Economics and Business Administration, Vol. 15, Issue 1 · 27 Nov 2023 · 5,732 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleAn Optimal Inventory Policy for Items having Linear Demand and Variable Deterioration Rate with Trade CreditSingh Shivraj, Singh SarbjitProblem statement: Demand considered in most of the classical inventory models is constant, while in most of the practical cases the demand changes with time. In this study model has been framed to study the items whose demand changes with time and deterioration rate increases with time. The effect of permissible delay is also incorporated in this study. The objective … …Journal of Mathematics and Statistics, Vol. 5, Issue 4 · 31 Dec 2009 · 7,022 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleParticipation and Decision Making Role of Rural Women in Economic Activities: A Comparative Study for Members and Non-Members of the Micro-Credit Organizations in BangladeshMahmuda Hoque, Yoshihito ItoharaThe study was aimed to know the present status of rural women's participation and decision making role in economic activities (called EAs from here) in Bangladesh. The sample of the study consisted of 92 farm women from Rampur village of Palashbari upazila under Gaibandha district. Necessary data for the study were collected with questionnaire by personal interviewing of the respondent … …Journal of Social Sciences, Vol. 4, Issue 3 · 30 Sep 2008 · 8,205 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleLot-Sizing Decisions under Trade Credit Depending on the Ordering Quantity in Fuzzy Annual DemandChui-Yu Chiu, Zhi-Ping Lin, Yi LinProblem statement: In reality, there are of various products such as liquids, volatile, medicines and materials, in which the rate of deterioration is very large. However, little attention has been mentioned what the effects of deterioration occur in most inventory systems. Also, the loss of the deterioration should not be neglected as an important issue. Approach: In this study, we … …American Journal of Applied Sciences, Vol. 6, Issue 12 · 31 Dec 2009 · 6,767 accessesView PDFCite
Research ArticleOpen accessEvery word in the titleEffects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending InstitutionsDr. Ahmad Zakaria SiamThe research aims at investigating the effects of Collaterals pledges in reducing credit Risks .To achieve research goals data were collected from all commercial banks operating in Jordan. Research concluded that banks in Jordan use collaterals effectively and in a wide range, and collaterals size have a direct impact on credit risk. Credit risk differs with collaterals. …Journal of Social Sciences, Vol. 3, Issue 3 · 30 Sep 2007 · 7,760 accessesView PDFCite
Research ArticleOpen accessIn the keywordsOn the Sensitivity of a Dynamic Measure of Financial InequalityGuglielmo D’Amico, Stefania Scocchera, Loriano StorchiIn the present work, we investigate the sensitivity of the dynamic Theil index computed under a Markov reward model with respect to structured perturbations affecting the underlying Markov process. The model is applied to the sovereign credit spread evolution as a proxy for financial risk, which are driven by the sovereign credit rating dynamic. The introduction of such perturbations allows … …Journal of Mathematics and Statistics, Vol. 15, Issue 1 · 25 Oct 2019 · 7,267 accessesView PDFCite
Research ArticleOpen accessIn the keywordsImpact of Microfinance on the Efficiency of Maize Producers in NigeriaMuhammad Auwal Ahmed, Zainalabidin Mohamed, Abdullahi Iliyasu, Golnaz RezaiThe study applies descriptive analysis, Slacks-Based Measure (SBM) of efficiency model and fractional regression model to data collected in 2016 using cross-sectional survey of maize producers in Nigeria. The purpose was to determine the impact of microfinance on the technical efficiency of maize producers and evaluates factors that influence inefficiency among credit beneficiaries and non-credit beneficiaries. Results show that the … …American Journal of Applied Sciences, Vol. 14, Issue 5 · 30 May 2017 · 7,673 accessesView PDFCite